Easily accessed from anywhere you have an internet connection.There’s a lot to like about keeping your budget in a Google Sheet: If you have a Google account (and who doesn’t?), you can search the Google Docs template gallery for pre-made budget spreadsheets. Related: 10 Real Ways to Get a Free Car 5 Best Free Budget Excel Templates Google Docs Budget Spreadsheets With simplicity in mind, what follows are some of my favorite recommended budget templates (in Excel or otherwise). You can always split it out later if you find you need more granularity into a particular line item. You’re probably better off tracking only 9 or 10 budget categories rather than 30 or 40. Find a template that allows you the flexibility to adjust to fit your budget and lifestyle needs. It’s a myth that budgeting has to take multiple hours every month. But when it comes time to sit down and actually go over the data, I am reluctant because it will take me. One of the essential qualities of a great budget template is that it is easy to use.Īs an unreformed spreadsheet nerd, I tend to make things more complicated than they need to track and categorize every transaction’s smallest detail. I’m sure you’ve heard the survey results and personal finance statistics that say only 41% of people follow a budget. What Makes a Good Budget Template?Įveryone starts off budgeting with good intentions, but a budget only works if you stick to it. Whether you are saving for your next vacation or getting a handle on your monthly expenses, using a budget template is a smart way to reach your goals. Are you wanting to keep track of your budget but don’t know where to start?Ī budget excel template is a great option to easily track your budget without getting bogged down in all the details of some of the more complicated tools.
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